Best Payment Gateways in the UAE 2025

As a business owner, you’re likely aware of the significance of accepting customer payments. Payment gateways are crucial in facilitating online transactions while ensuring financial information safety. However, with numerous payment gateway options available in the UAE, it can take time to determine the most suitable one for your business. Therefore, we have created a guide outlining the popular payment gateways in the UAE to assist you in selecting the ideal option for your business requirements. But before we delve into the top payment gateways, let’s first establish a fundamental understanding.

Introduction to Payment Gateways

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A payment gateway is a mediator between merchants and customers, ensuring safe and secure online transactions in the eCommerce world. Unlike secret agents who face dangerous situations, payment gateways focus on protecting financial information. Payment gateways in the UAE offer several digital payment solutions, such as online shopping, bill payments, and money transfers. As payment gateways increase in the UAE, customers can access various options to secure online transactions.

How Do Payment Gateways Function?

Picture yourself at an upscale restaurant where you’ve just enjoyed a delicious meal. As the time comes to settle the bill, the waiter hands you the receipt. Rather than fumbling for your wallet, you tap your phone to transfer the payment from your bank account to the restaurant. This seamless transaction is possible due to payment gateways. When you purchase on a merchant’s website, you input your payment details, which are securely transmitted to the payment gateway. The payment gateway processes the transaction and forwards it to the appropriate financial institution for approval. After the transaction is authorized, the payment gateway notifies the merchant, completing the payment process.

Best Payment Gateways in the UAE – Banks

When credit and debit cards were first introduced, third-party payment gateways did not exist, and banks were responsible for processing transactions. Leveraging their expertise in managing financial transactions, banks established themselves as payment gateways by setting up point-of-sale systems and utilizing IT infrastructure. With that in mind, let’s begin our exploration of the banks that offer online payment gateways in the UAE.‍

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1. Emirates NBD

The largest bank in the UAE, Emirates NBD, provides an online payment gateway service called “PayMerchant” that allows businesses to accept payments through various channels such as websites, mobile apps, and social media platforms. The payment gateway supports multiple currencies and offers advanced fraud detection and prevention features.

2. Abu Dhabi Commercial Bank (ADCB)

ADCB offers an online payment gateway in the UAE called “ADCB PayLink” that enables businesses to receive payments from customers using various payment methods, including credit and debit cards, digital wallets, and bank transfers. The payment gateway also provides real-time transaction monitoring and reporting. Overall, ADCB PayLink is a reliable and secure payment solution with several advantages, including multiple payment methods, advanced security features, and real-time transaction monitoring.

3. Mashreq Bank

Mashreq Bank is one of the top payment gateways in the UAE. It offers its services called “Mashreq Neobiz,” which allows businesses to accept online customer payments using credit and debit cards. The payment gateway supports multiple currencies and offers advanced security features such as tokenization and 3D Secure authentication.

4. National Bank of Abu Dhabi (NBAD)

The National Bank of Abu Dhabi (NBAD) is a major financial institution in the UAE that provides a wide range of banking and financial services to individuals, businesses, and corporates. NBAD offers payment gateway solutions in the UAE called “e-Dirham” that enables businesses to accept online payments easily and securely from customers using various payment methods such as credit and debit cards, digital wallets, and bank transfers. The payment gateway complies with international security standards and offers real-time transaction monitoring and reporting.

Best Payment Gateways in the UAE – Fin-Tech Companies

In the UAE, financial technology companies, or fin-tech companies, are instrumental in leveraging technology to enhance and automate financial services. They provide payment gateway solutions essential to the digital economy, streamlining transactions and supporting businesses in the digital age. Let’s look at some innovative fin-tech companies developed to simplify transactions.

1. Telr

Dubai-based fintech company that provides payment gateway solutions in the UAE for businesses and other countries in the Middle East and Southeast Asia. Telr offers various payment methods, including credit and debit cards, e-wallets, and online bank transfers. The company provides a user-friendly interface allowing businesses to manage and track their transactions easily. Telr also offers features such as fraud prevention and chargeback management to help protect businesses from financial losses. Additionally, it supports multiple languages and currencies, making it a versatile option for businesses operating in various regions.

2. Network International

Network International is one of the largest payment processing companies in the Middle East and Africa. The company offers a range of payment solutions, including card payment processing, digital payments, and merchant acquiring services. It also offers value-added services like fraud management, data analytics, and loyalty programs. One of the key advantages of using Network International is its extensive experience in the payment processing industry. The company has operated for over 20 years and has partnered with various regional financial institutions and merchants. This allows it to offer comprehensive payment solutions that are tailored to the needs of each individual customer.

3. Payfort

Payfort is a fin-tech company that provides a secure and reliable payment gateway solution to businesses operating in the UAE. The platform supports a range of payment methods, including credit and debit cards, online banking, and e-wallets.

4.PayTabs

PayTabs is a Bahrain-based fin-tech company that offers a secure and user-friendly payment gateway solution in the UAE to businesses of all sizes. The platform supports a range of payment methods, including credit and debit cards, online banking, and e-wallets. PayTabs is designed to be user-friendly and easy to integrate into existing websites and online stores. It provides a range of features and tools to help businesses manage their payment processing needs, including customizable payment pages, fraud prevention tools, and detailed analytics and reporting.

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Here’s a little summary of some of the top payment gateways in the UAE for 2023:

Also Read: Best Payment Gateways in Australia 2023

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Conclusion

Payment gateways enable secure and convenient online transactions for eCommerce businesses. With so many options available, choosing the best payment gateway in the UAE can be challenging, but it’s an important decision that can impact all your business transactions. This guide has provided an overview of some of the most popular payment gateways in the UAE, making it easier for eCommerce businesses, online shoppers, and beginners to find the perfect gateway to meet their needs. If you’re unsure which payment gateway is best for your business, contact us for assistance. Our team can help you select the ideal gateway to suit your requirements.